UK Business Risk + Director Score
Per-company risk score (0-100) plus director credentials, derived live from Companies House and insolvency notices.
What it does
Single endpoint scoring engine for UK companies. Pass any Companies House number; we fetch the live profile, officers, charges and filing history from CH and combine them into a 0-100 risk score with a letter band (A-F), itemised risk factors with weights, plus a director summary (active count, churn ratio, multi-directorship signals). Built for lender credit teams, B2B SaaS onboarding flows, recruiters running director due diligence, and procurement teams evaluating suppliers who don't want to spend £500/month on Endole or Equifax.
Built for
- • Lender credit teams scoring borrower companies
- • B2B SaaS onboarding flows scoring prospect companies before opening accounts
- • Procurement teams scoring suppliers
- • Recruiters / staffing companies running director due diligence
- • Insurance underwriters pricing commercial cover
Data sources
- • Companies House Public Data API (REST)(updates live (per request))
How we compare
| Provider | Entry price | Where they fall short |
|---|---|---|
| Endole | ~£25 per report or £39/month per user | Per-seat or per-report pricing; no developer-friendly API for embedding into onboarding flows |
| Creditsafe | enterprise (POA, typically £200+/month) | Sales-led, slow integration, designed for a credit-controller persona not a developer |
| Equifax Business | enterprise | Same as Creditsafe; fine for big banks, oversized for the long tail |
| Companies House Public Data API direct | free | Raw data only; building a defensible risk score yourself is engineering weeks plus ongoing maintenance |
Reliability you can build on
Built on the same AWS infrastructure that runs UK banks and government services. Engineered for the kind of always-on availability your compliance workflow expects.
Target 99.9% uptime
Stack uptime is governed by AWS API Gateway (99.95%), Lambda (99.95%) and DynamoDB (99.99%) SLAs. We target 99.9% end-to-end, which works out at roughly 8 hours of downtime per year, worst case.
Hosted in London (eu-west-2)
Single-region UK hosting for low latency to UK customers and predictable data residency. Median response under 250ms; 5-minute response cache absorbs upstream blips.
Idempotent + cached
Repeat lookups within 5 minutes are served from cache, so transient FCA upstream issues don't propagate to you. Bulk endpoint runs with bounded concurrency to never overrun the source.
Contractual SLA on Pro
Pro plan includes a 99.9% uptime commitment, priority support with response in under 4 hours (UK business hours), and a private Slack channel for incident escalation.
Live status visibility lands with the public dashboard. Full incident history available to Pro customers on request.
Pricing
14-day free trial on all paid plans. Cancel any time.
- ✓500 risk lookups / month
- ✓Company profile, officers, charges, filings
- ✓Rule-based 0 to 100 risk score with letter band
- ✓Itemised risk factors with weights
- ✓14-day free trial
- ✓5,000 risk lookups / month
- ✓Director multi-directorship summary
- ✓Bulk endpoint up to 50 companies per call
- ✓Email support, response in twelve hours
- ✓50,000 risk lookups / month
- ✓Score-stability SLA (no breaking score-formula changes without 30 days notice)
- ✓Priority support, response in under four hours UK business hours
- ✓99.9 percent uptime SLA
- ✓Invoice billing
Why this pricing?
Endole and Creditsafe price for credit-controller users at £200+ per month per seat — overkill for developers integrating risk scoring into a SaaS onboarding flow. The CH data is free but the rules engine, the directorship-history lookups, and the score-stability guarantee across releases are real engineering investments. £39 minimum sits below committee-approval threshold for compliance spend, and £0.10 per additional check undercuts every per-check competitor for any volume above the included tier.
Missing something?
Need a field we don't return, a regulator we don't cover, or a workflow our pricing tiers don't fit? Tell us. We're small enough to ship custom changes quickly: sometimes free, sometimes for a one-off fee, always with a fast yes/no on whether we can do it.