What is the difference between SmartSearch, Veriphy, and Stratum?

All three help UK regulated firms check their clients, with different shapes.

SmartSearch is an AML platform for regulated firms (estate agents, solicitors, accountants, financial advisers) that bundles sanctions, PEP, adverse media, ID checks and monitoring into a subscription with usage tiers; prices are given on request. Its strength is a complete, familiar workflow.

Veriphy sells per-check AML and ID checks, popular with smaller firms; published comparisons put a check at roughly £2.50 to £6.

Stratum is a client register for regulated firms: you keep your clients in it, check them (sanctions and PEP for people, with ID by link through a government-certified provider; a company with its owners and directors traced and screened), watch them every morning, and keep the records a supervisor asks for, with the firm-wide risk assessment, policies and training log for accountants. Plans are sized by how many clients you keep: Solo is £12 a month with 3 checks. The same checks are an API, paid per call from an API balance, for firms that build their own software.

The difference that matters most for company clients: Stratum walks the ownership to the people behind it and screens every director and owner, not just the company's name.